Personal loan
We offer personal loans of up to NOK 350,000.00 that you can spend on whatever you want. Interest rate from 8.49% to 21.6% (nom.). Effective rate of interest from 9.87% to 25.5% p.a.
We don't ask you what you need the money for - you can borrow unsecured.
Submit your application and you will be contacted with a
personal loan offer with the best possible rate.
Simple personal loan
Online loan application form for effective processing.
The decision is sent directly to your email address.
We do not require any security. It is not necessary to pledge assets to get a personal loan from Finansa.
Apply for a personal loan here
Flexible
You can take out a personal loan for an amount from NOK 30,000 to NOK 350,000.00.
We don't ask you what you need the money for.
A car, a boat, renovation or a holiday in the sun.
It is entirely up to you.
The money is paid into your account.
Apply for a personal loan here
Secure
Do you want to insure your personal loan?
You can read more about the terms and conditions of our loan insurance here.
The system for our online loan application form is encrypted with SSL.
All information is treated confidentially.
The lenders are GE Money Bank, yA Bank, Resurs Bank and Ekspres Bank.
Apply for a personal loan here
Personal loan terms and conditions
- Arrangement fee: NOK 950
- Monthly instalment fee: NOK 40
- Borrow between NOK 5 000,- and NOK 350 000,-
- Nominal rate of interest from 8.64% p.a.
- Monthly payment in arrears (annuity loan)
Criteria for application for a personal loan
The minimum application requirements for a personal loan are that you must:- Be 25 years old
- Have minimum gross income of NOK 200 000,-per annum
- Have fixed income commensurate with your payment obligations
- Have a clean credit history
- Be resident in Norway
Apply for a personal loan here
Personal loan rate examples
The effective rate of interest will vary with the size and term of the loan. The average rate for loans granted is around 14%*. The arrangement fee is included in the effective rate. The rate is individual and is assessed for each customer on a case by case basis. The nominal rate varies with the loan type and credit score.
Rate examples for a loan amount of NOK 65 000,- (5 year term)
| From | Average | To | |
|---|---|---|---|
| Nom. rate | 8.49 % |
13.00 % |
21.92% |
| Eff. rate | 11,06 % |
16.07 % |
26,65 % |
| nstalment amount | 1 398,- |
1 546,- |
1 864,- |
| ITotal cost | 83 897,- |
92 773,- |
111 870,- |
*Based on figures from our partners.
Do you need a personal loan?
You can spend a personal loan on anything you want.
We don't ask you what you want to spend it on.
You can borrow money unsecured.
Read more about personal loans
Lenders for personal loans
The lenders for personal loans are GE Money Bank, YA Bank, Resurs Bank og Ekspres Bank. |
||||
 |
 |
 |
|
|
